Integrated Financial Solutions for Your Life and Business
Whether you're managing personal finances or running a thriving enterprise, IBS provides the secure, versatile, and transparent tools you need to succeed.
For Personal Use
From daily spending to long-term savings, IBS simplifies your financial life with tools that are secure, private, and always accessible.
Digital Savings
Your Bank Substitute
Use your IBS account for secure digital safekeeping, acting as a personal bank to protect your money from theft and loss.
Personal Accounting
Track & Understand Your Money
Gain clarity with real-time income and expense tracking. Record and rank your spending habits to make smarter financial decisions.
Payment Facility
Flexible & Fast Payments
Easily manage quick payments, pay bills, and handle collections. Set up automated auto-debits for loan payments and recurring expenses.
Money Transfer
Affordable Transfers
Enjoy a practical alternative for sending and receiving money with minimal fees, making casual transfers to family and friends effortless.
Income Facility
A Simple Way to Get Paid
Receive professional fees, personal business sales, and salaries directly into your account, streamlining how you get paid.
IBS for Business Operations
Scale your business with confidence. Our powerful suite of tools provides a transparent, efficient, and crime-free system for managing your company’s finances.
POS & Cashiering
Secure & Transparent Sales
Our Point of Sale system facilitates crime-free cashiering, ensuring all sales transactions are transparent, honest, and instantly reviewable.
Business Accounting
In-Depth Financial Records
Easily record and rank sales by product and meticulously track all expenses. Use this data for powerful reporting and smarter business decisions.
Payment Facility
Streamline Payments & Payroll
Simplify payroll crediting and manage all your payables. Rank payees by amount to keep a close watch on spending and vendor relationships.
Other Income Facility
Effortless Income Collection
Use IBS as a versatile tool for collecting business receivables, processing subscription payments, and managing loan collections with our auto-credit feature.
Business Overviews
Real-Time Financial Oversight
Gain an independent and real-time view of all accounts. Monitor all POS sales and cash on hand across your branches simultaneously, with privileged access for audits and data gathering.