Customer Login

IBS Features

Explore the full set of tools designed to simplify financial management for both personal and business use.

Passbook

Real-time Monitor

Stay updated with all credits, debits, and your current balance at a glance.

Interactive Interfaces

Convenient Ways to Transact

Choose how you initiate transactions.

  • Phonebook – frequently used accounts.
  • Groups – manage collections/payments in bulk.
  • Payables – recurring accounts (e.g. bills).
  • Requesting Debit/Credit – requesting debit or credit for payments.
  • Search to Send & Request – direct or ID-based account lookup.
  • QR Generate & Scan – scan/generate for quick response.
  • Offline – transact even if the other account is offline.

Pending Requests

Centralized Approval Hub

  • Credit: Track your own pending receive requests.
  • Debit: Manage pending requests from others.

Account Profile

Manage your details and security in one place.

Easily update your personal information, control your profile visibility, manage beneficiaries, and update your login or debit PINs—all from a single, intuitive dashboard.

Fundings

Chronological Tracking

Keep detailed records of deposits and withdrawals.
Views:

  • Date View – time, cashier, and amount.
  • Month View – consolidated daily records.
  • Year View – consolidated monthly records.

Ranks:

  • Date Rank – ranks cashiers by total deposits/withdrawals.
  • Month Rank – ranks cashiers monthly.
  • Year Rank – ranks cashiers yearly.

Send Money

Flexible Sending Options

  • Add a message and upload pictures.
  • Tag expenses with labels.
  • Confirm securely with Debit PIN.

BCS Transact

Withdraw and Deposit with BCS Cashier

  • BCS Branch: Face-to-face deposits/withdrawals with cashier.
  • BCS Correspondence: Large deposits/withdrawals via bank.
    • Add message with receipt image for complete records.

Quick Actions Menu

Perform key transactions with a single tap.

Execute essential tasks instantly. Send or request money, scan or generate QRs, and manage credit or debit requests right from your screen without digging through menus.

Transfers

Clear Transaction History

Track all money sends and receives.
Views:

  • Date View – sender/receiver, time, and amount.
  • Month View – consolidated daily records.
  • Year View – consolidated monthly records.

Ranks:

  • Date Rank – daily sender/receiver ranking.
  • Month Rank – monthly sender/receiver ranking.
  • Year Rank – yearly sender/receiver ranking.

Receive/Request Money

Organized Collection

  • Request with message and optional picture.
  • View sender’s notes.
  • Tag income sources with labels.

Support

Always Connected

  • Find everything you need in one place:
    • Local Agents’ Locations
    • BCS Branches Addresses
    • Registered Companies
    • Depository Bank Accounts
    • Customer Care (Hotlines, Terms & Conditions)