IBS makes financial transactions affordable for everyone. No hidden charges, no complex rates — just straightforward fees designed to help you save more.
Action
Fees
Open Account
NO FEES
Sending Money
NO FEES (Up to PHP 500,000 daily incoming limit)
Service Maintenance Fee (SMF)
P 10 per 10,000 received/deposit money
Annual Service Fee (ASF)
P 120
IBS is committed to making financial access affordable for individuals, families, and businesses. With our minimal fees, you keep more of your money where it belongs — with you.
Why Our Fees Are Different
Sending money is always free.
Receiving money costs less than traditional banks and e-wallets.
One-time account setup ensures security and authenticity.
Why Our Fees Are Different
Sending money is always free.
Receiving money costs less than traditional banks and e-wallets.
One-time account setup ensures security and authenticity.