Simple, Transparent, and Fair Fees

IBS makes financial transactions affordable for everyone. No hidden charges, no complex rates — just straightforward fees designed to help you save more.

Action

Fees

Open Account

NO FEES

Sending Money

NO FEES (Up to PHP 500,000 daily incoming limit)

Service Maintenance Fee (SMF)

P 10 per 10,000 received/deposit money

Annual Service Fee (ASF)

P 120

IBS is committed to making financial access affordable for individuals, families, and businesses. With our minimal fees, you keep more of your money where it belongs — with you.

Why Our Fees Are Different

  • Sending money is always free.
  • Receiving money costs less than traditional banks and e-wallets.
  • One-time account setup ensures security and authenticity.

Why Our Fees Are Different

  • Sending money is always free.
  • Receiving money costs less than traditional banks and e-wallets.
  • One-time account setup ensures security and authenticity.

Ready to simplify your money and business?